Telephone - 01553 769088

Business insurance

Professional Indemnity

Office Premises Insurance

Directors & Officers

Medical Professionals

Charities & Trustees

Residents Associations

Landlords Insurance

Cyber Liability Insurance

Individual Directors Liability

Paramedic & EMT's

Professionals Public Liability

Animal Therapy Insurance

Business Insurance

Professional Indemnity Insurance provides essential financial protection for a wide range of professional advisers. In the event that a client suffers financial loss as a result of alleged neglect, error or omission professional indemnity insurance will meet the cost of defending claims and any damages payable.

Any person who gives advice, designs, or offers similar services in a professional capacity is seen by clients as an expert. In these times of high consumer awareness, clients will not hesitate to pursue a claim if they feel that they have received sub-standard service. The need for professional indemnity insurance has never been greater.

While some professional people see professional indemnity insurance as an expensive and unnecessary overhead, we know from experience that any professional can produce substantial claims. Court awards have risen sharply in recent years. Without insurance, the financial security of a business is threatened. The following examples highlight the importance of professional indemnity insurance:

A business wished to be known by a particular trade name. After consulting with company registration agents, it was told that there was no objection to its chosen name. Proceedings were issued by a company with a similar name and £20,000 was paid in connection by the agents.

Detailers prepared structural drawings for the erection of steelwork. It was subsequently alleged that the drawings contained errors and £110,000 was claimed for the costs of alteration and the resulting delays in construction.

An auctioneer sold property at auction over a number of years. It was alleged that the property was stolen and a claim for £250,000 was brought for conversion.
It was alleged that consulting engineers were negligent in their design of waste heating boilers. A claim for £4mwas brought for the cost of extra work and the resulting delays.

An estate agent missed the opportunity to carry out a rent review because of a defective rent review notice. The claim was settled for £50,000.

Every single business has its own specific requirements so we will find out about your business activities and where possible offer a tailor-made Policy. We do not adopt the attitude “one hat fits all”.

Unlike general call centres who will just spend a few minutes with you we are very happy to spend our time and discuss all aspects of your cover requirements and most importantly the Claim Service and procedures.

So whatever your requirements maybe we promise to investigate an extensive market for you without involving any costs to you.

The Commercial Insurance market place is very confusing to most members of the public especially with Direct Insurance Companies and on-line comparison sites claiming to offer a better deal. We feel that from our vast experience and knowledge of the market place you will be able to get a quotation from us without any confusing “jargon” and a quotation that will suit your pocket.

Get In Touch

We are open: 9am-5pm Monday to Friday.
Telephone: 01553 769088

Use our online form